1. Acceptance of Terms

By accessing or using Lincfolio, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions. If you do not agree, you must discontinue use of the platform immediately.

2. Eligibility

You must be at least 13 years old to use Lincfolio. By registering, you represent and warrant that all information provided is accurate, complete, and current.

3. User Responsibilities

You are solely responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. Lincfolio shall not be liable for any unauthorized access resulting from your failure to safeguard your information.

4. Intellectual Property

All content on Lincfolio, including but not limited to text, graphics, designs, and logos, is the exclusive property of Lincfolio and is protected under applicable copyright, trademark, and intellectual property laws. Unauthorized use, reproduction, or distribution of Lincfolio content is strictly prohibited.

5. Content and Data Usage

By submitting content to Lincfolio, you grant Lincfolio a non-exclusive, royalty-free, worldwide license to use, display, store, and distribute such content solely as necessary to provide and improve platform functionality.

6. Limitations of Liability

Lincfolio does not provide financial, trading, or investment advice. The platform is intended for journaling, analysis, and informational purposes only. Lincfolio shall not be liable for any trading losses, financial damages, or decisions made based on platform insights. Use the platform entirely at your own risk.

7. Prohibited Activities

You agree not to engage in any activity that:

Gains unauthorized access to the platform or other user accounts.

Scrapes, harvests, or exploits data without permission.

Distributes viruses, harmful code, or malicious content.

Infringes upon the intellectual property or rights of others.

8. Termination

Lincfolio reserves the right, at its sole discretion, to suspend or terminate your account and restrict access to the platform without prior notice if you violate these Terms or engage in activities deemed harmful to the platform or its users.

9. Governing Law

These Terms shall be governed by and construed in accordance with the laws of Maharashtra, India, without regard to its conflict of law principles.

10. Changes to Terms

Lincfolio reserves the right to modify or update these Terms at any time. Users will be notified of material changes, and continued use of the platform after such updates shall constitute acceptance of the revised Terms.